TANAIYO, Rizky; DAMA, Hais; MONOARFA, Mohamad Agus Salim. Financial Disparities Among Retail Employees: Financial Literacy, Income, Financial Behavior, and Personal Financial Planning. Majapahit Journal of Islamic Finance and Management, [S. l.], v. 6, n. 2, p. 3105–3124, 2026. DOI: 10.31538/mjifm.v6i2.952. Disponível em: https://mail.syariah.jurnalikhac.ac.id/index.php/majapahit/article/view/952. Acesso em: 13 jun. 2026.