Safitri, M., Hardjiwikarto, D., & Juwita. (2026). THE INFLUENCE OF HUMAN RESOURCE COMPETENCE AND WORK MOTIVATION ON TRADERS’ WORK SPIRIT IN TEGAL GUBUG TRADITIONAL MARKET. Majapahit Journal of Islamic Finance and Management, 6(2), 2153–2168. https://doi.org/10.31538/mjifm.v6i2.901